Our Members

CRC CREDIT BUREAU LIMITED, a private limited liability company duly incorporated and licensed under the laws of the Federal Republic of Nigeria was established by a consortium of Ten (10) leading Financial Institutions and Dun & Bradstreet with the purpose of delivering credit bureau services in Nigeria. 

CREDITREGISTRY NIGERIA, officially registered and licensed by the Central Bank of Nigeria (CBN) as CR Services (Credit Bureau) Plc., is Nigeria’s largest credit bureau. Our company, in strategic technical partnership with CreditRegistry Corporation USA (“CRUSA”), has laid the foundation for fraud-proof, large-scale consumer and small business credit in Nigeria.

The company was incorporated as XDS Solutions Limited in May, 2005 with RC. No 623894 and having satisfied the conditions for the grant of a credit bureau license under the Central Bank of Nigeria Act, No. 7 of 2007, was granted final operating license on the 28th of May 2009 to operate a credit bureau in Nigeria.

FIRSTCENTRAL CREDIT BUREAU LIMITED is part of an emerging Continental brand – XDS – that is committed to designing and deploying solutions that turn data into strategic tools for information and risk management.